Wednesday, July 26, 2017

Bajaj Allianz Life Future Wealth Gain – The future of Financial Planning



In today’s world, the wisest person is the one who takes care of his/her future financial planning ahead oftime and that too as a prudent future money manager.

With so much to do in our daily lives, it is really difficult to take out time and analyse different investment schemes, especially those which are a complete package, fulfilling all your financial needs.
So to make your life easy and help you with your financial goals, through this article I will tell you about a recent product being launched by one of the most trustworthy names in the Life Insurance Industry, Bajaj Allianz Life Insurance.

The product goes by the name of, “Bajaj Allianz Life Future Wealth Gain” which is a great solution to help you realize your long term financial goals.

Bajaj Allianz Life Future Wealth Gain
What are the different pointers that we have in mind while investing for long term financial goals?
1. The financial instrument that we invest in, should be bundled with the dual advantage of Protection and Growth.
2. It should allow the flexibility of investing in widerange of options.
3. It should provide us market linked returns and should be light on the pocket.

4. Lastly, it should ensure that our family achieves all financial goals that we
have planned for them.

Keeping all the above points in mind let’s see how the new plan in the market is one answer to all the questions.


A brief introduction about the plan.
Bajaj Allianz Life Future Wealth Gain is a non-participating, individual, unit-linked regular/ limited premium payment endowment plan with two variants, "Wealth Plus" and "Wealth Plus Care".
Now let’s see how this plan works.

How it works
Investing in this plan is a pretty simple and quick process.
Below steps will help you with the same.
1. Choose from the two variants - "Wealth Plus" & "Wealth Plus Care".
2. Next step is to decide the premium amount, policy term, premium payment term and premium payment frequency.
3. Penultimate step is to choose the sum assured multiplier to decide your life cover
4. And finally choose between the two portfolio strategies available.
Focusing on the most important thing now, the key advantages of Bajaj Allianz Life Future Wealth Gain. I will use FWG for the plan name going forward.

Key Advantages
1. The first thing that we look for is Life Cover and the FWG plan makes sure you get a High Life Insurance Cover.
2. Under the Wealth Plus Care variant, you get the benefit of Accelerated Cancer Cover combined with Income benefit.
3. One of the best things about the plan is the Loyalty Additions at each interval of 5 years from 10th policy year onwards.
4. In any investment instrument, you should have different choices and FWG takes care of that pretty well. 
You can choose from 2 investment portfolio strategies, 8 different fund choices and multiple policy terms.
5. You also have other options like, enhance Fund Value at maturity, take maturity benefit in installments and so on.

                         

Conclusion
So guys if you are looking for an investment option that can help you realize yours and your family future financial goals by giving you the dual benefit of protection and growth, Bajaj Allianz Life Future Wealth Gain is the name to trust on.
Undoubtedly one of the best Unit-Linked Insurance Plans available in the market.Sogo ahead and#InvestBefikarto #JiyoBefikar!